Job Description
Job DescriptionWe are looking for an experienced Sr. Credit Analyst to support a growing finance organization in Santa Clara, California. This Long-term Contract position offers the opportunity to evaluate customer credit exposure, strengthen cash flow performance, and contribute to efficient order-to-cash operations. The role works closely with internal partners across finance and business teams to address risk, resolve payment issues, and support ongoing operational improvements.
Responsibilities:
• Evaluate customer financial health through detailed review of financial statements, annual filings, and related data to determine creditworthiness and recommend appropriate exposure limits.
• Oversee credit-related activities across the order-to-cash process, including onboarding support, account setup review, credit approval decisions, and order validation.
• Drive commercial collections efforts by following up on outstanding balances, researching payment delays, and working with customers to secure timely resolution.
• Reconcile customer accounts, investigate billing discrepancies, and coordinate dispute resolution to maintain accurate receivable balances.
• Review purchase orders, contractual terms, tax documentation, and entity details before order release to help ensure accurate shipment and invoicing.
• Collaborate with Sales, Legal, Tax, Order Management, Contracts, and Finance teams to address account issues and maintain compliance with company policies.
• Submit and manage invoices through customer payment platforms such as Ariba and Coupa while monitoring status and resolving submission issues.
• Contribute to process enhancements, acquisition-related integration support, and finance automation initiatives, including tools designed to improve collections efficiency.• Bachelor’s degree in Finance, Accounting, Business, or a related discipline, or comparable relevant experience.
• At least 3 years of experience in credit analysis, accounts receivable, collections, or financial analysis.
• Proven ability to assess customer risk using financial statements, including annual reports and 10-K filings.
• Hands-on knowledge of commercial credit practices, credit limit management, and the broader order-to-cash workflow.
• Strong experience handling collections, account reconciliation, and payment dispute research.
• Advanced proficiency in Microsoft Excel for analysis, reporting, and data review.
• Familiarity with NetSuite and customer invoicing or collections platforms such as Ariba and Coupa is preferred.
• Strong analytical, communication, and problem-solving skills with the ability to adapt in a fast-moving business environment.