Job Description
Job Description
Join the GEM Mortgage Team!
Ready to be part of a leading mortgage lender that truly puts clients first at GEM Mortgage, a division of Golden Empire Mortgage, we've been a respected leader in the industry for nearly 40 years, guided by our core belief that our borrowers' interests come first. We're dedicated to providing clients with expert financing advice and believe that everyone deserves access to credit.
Our mission is to build long-lasting relationships with borrowers and real estate partners, be an employer of choice with growth opportunities for our team members, and operate as a trustworthy, financially sound enterprise that positively influences our communities.
At Golden Empire Mortgage, our LEADER values guide everything:
- Loyalty to our team, borrowers, and partners.
- Excellence in all we do.
- Accountability—we take ownership.
- Driven for continuous improvement.
- Engaged to deliver success.
- Reliability you can count on.
If you're passionate about making a real difference in people's lives, delivering exceptional service, and growing your career with a company that truly values its people and its purpose, we invite you to explore opportunities with us. Come join GEM Mortgage and help us empower clients and communities!
Summary
Under general supervision of the Centralized Operations Manager, the Appraisal Clerk is responsible for reviewing, verifying and processing the appraisal requests according to AIR regulations and GEM policy and procedures as well as review and process the FHA case numbers from the FHA Connection for Government loans. The Appraisal Clerk is also responsible for the retrieval and processing of the completed appraisal report according AIR, ECOA regulations and GEM policy, uploading the conventional appraisal to the UCDP portal and the imaged folder as well as logging the completed appraisal report into the FHA Connection for FHA loans.
Essential job functions
1. Appraisal ordering by rotation for Conventional, FHA, VA and USDA appraisals according to AIR and FHA Appraiser Independence regulations
2. Maintain Appraiser roster
3. Process completed appraisal reports according to AIR, ECOA and FHA Appraiser Independence regulations.
4. Retrieve FHA case assignments for FHA loans according to FHA guidelines
5. Coordinate with branches on any appraisal issues related to investor guidelines or exclusionary lists.
6. Act as liaison between our branches and the appraisers, related to any value reconsideration requests or appraisal corrections.
Minimum requirements
High School Diploma/GED, at least one year of experience in the Mortgage industry and at least 2 years clerical experience; OR, Any equivalent combination of experience and/or education from which comparable knowledge, skills and abilities have been achieved
Abilities required
1. Knowledge of appraisal principles, practices, regulations and procedures related to AIR and FHA Appraiser Independence.
2. Skill in problem solving issues as they arise and escalating them to management when necessary.
3. Skill in both verbal and written communication.
4. Knowledge of Excel, Outlook and Word.
Compensation Disclosure
This is a non-exempt, hourly position. The pay range for this role is $16.90 to $20.83 per hour, depending on experience and qualifications. Overtime is paid in accordance with California state and federal labor laws. Additional compensation, such as bonuses or incentive pay, may be available based on performance and business needs.
At-Will Employment
This position is classified as at-will employment in accordance with California law. Employment may be terminated by either the employer or employee at any time, with or without cause or notice, subject to applicable law.
Work Location
This position is primarily based in our office located at 1200 Discovery Dr, Bakersfield Ca. Regular in-office attendance is required during standard business hours.
Equal Opportunity Employer
Golden Empire Mortgage is an Equal Opportunity Employers. We celebrate diversity and are committed to creating an inclusive environment for all employees. We do not discriminate on the basis of race, color, religion, sex (including pregnancy, childbirth, or related medical conditions), gender, gender identity or expression, sexual orientation, marital status, national origin, ancestry, age, physical or mental disability, medical condition, genetic information, military or veteran status, or any other characteristic protected under federal, state, or local law.
Reasonable Accommodations
Golden Empire Mortgage is committed to providing reasonable accommodation for qualified individuals with disabilities during the application or recruitment process. If you need assistance or accommodation, please contact us at HR@gemcorp.com.
California Consumer Privacy Notice
Golden Empire Mortgage may collect personal information from job applicants for purposes related to employment consideration. We are committed to handling your information in compliance with the California Consumer Privacy Act (CCPA), as amended by the California Privacy Rights Act (CPRA). To learn more about how we collect, use, and protect your information, please review our Privacy Policy https://gemcorp.com/page/privacy-notice .