Job Description
Job Description
FIG Credit Union - Mortgage Loan Officer II
About the Role
We are seeking a knowledgeable and member-focused Mortgage Loan Officer II to join our Lending team. In this role, you will independently originate and manage a variety of residential mortgage products while serving as a trusted advisor throughout the home financing journey.
The ideal candidate combines strong sales and relationship-building skills with a solid understanding of mortgage lending, compliance requirements, and loan structuring. You will play a key role in helping members achieve their homeownership goals while contributing to the growth and success of our mortgage portfolio.
What You'll Do
· Originate and manage a variety of residential mortgage products, including conventional, FHA, VA, and jumbo loans.
· Guide members through the mortgage process from application through closing, providing exceptional service and support.
· Collect, review, and analyze applicant documentation, credit reports, and financial information.
· Structure loan solutions that meet member needs while adhering to lending guidelines and regulatory requirements.
· Prepare and deliver required disclosures in compliance with applicable regulations, including TRID, RESPA, and HMDA.
· Coordinate with processors, underwriters, escrow officers, and other partners to ensure timely loan progression and closing readiness.
· Proactively manage a pipeline of mortgage applications to ensure service, quality, and production goals are achieved.
· Build and maintain referral relationships with members, real estate professionals, builders, and internal business partners.
· Stay informed of changing industry trends, lending guidelines, products, and compliance requirements.
· Support team workflow, resolve routine issues, and contribute to an efficient lending operation.
· Meet established production, quality, and portfolio growth objectives.
What You'll Bring
· Minimum two years of residential mortgage lending experience.
· Strong knowledge of mortgage products, underwriting guidelines, and the loan origination process.
· Experience analyzing credit, income, assets, and financial documentation.
· Ability to structure loan solutions and manage multiple transactions simultaneously.
· Strong communication, customer service, and relationship-building skills.
· Excellent organizational skills and attention to detail.
· Ability to work independently while collaborating effectively with cross-functional teams.
· Working knowledge of federal and state lending regulations and compliance requirements.
· Experience with conventional, FHA, VA, and jumbo loan programs is a plus.
· Previous experience working in a credit union or community-focused financial institution strongly preferred.
Why Join Us?
At FIG Credit Union, we're committed to helping our members achieve financial success while fostering a collaborative and member-first culture. You'll have the opportunity to make a meaningful impact, build lasting relationships, and grow your career in an environment that values service, integrity, and excellence.
Apply today and help members take the next step toward homeownership!